Self-Insurance
Actuarial Reviews and Feasibility Analysis
- Claims experience analysis
and claims volatility assessments
- Organizational self-insurance
compatibility assessment
- Stop loss reinsurance
reviews
- Employee contribution
strategy reviews and recommendations
- Cash flow projections,
budget preparation, COBRA premium calculations, & reserving strategies
- Fully insured vs. self-insured
side-by-side assessments
Health Care
Valuations
- IBNR and reserve analysis
- Retiree health valuations
(SFAS 106, GAS 45)
Fully Insured
Actuarial Reviews
- Claims experience review
and renewal rate review for reasonability and accuracy
- Review carrier trend
and pooling charges versus benchmarks
- Review carrier actuarial
benefit adjustment factors against benchmarks
- Employee contribution
strategies
Other Actuarial
Services
- Peer reviews for pricing,
product development, and reserve estimates
- Interim
management support